Take-Home Pay Calculator
Calculate your UK take-home pay after income tax, National Insurance, and pension contributions. Updated for the current tax year rates.
UK Tax Deductions
- Income Tax: Progressive tax rates from 20% to 45% based on income bands
- National Insurance: Contributions for state benefits and pensions
- Pension Contributions: Auto-enrollment workplace pension deductions
- Student Loan Repayments: Plan 1, 2, or 3 based on when you studied
Current UK Tax Rates
Income Tax Bands (2024/25)
- Personal Allowance: £0 - £12,570 (0%)
- Basic Rate: £12,571 - £50,270 (20%)
- Higher Rate: £50,271 - £125,140 (40%)
- Additional Rate: £125,140+ (45%)